Filling out the Self-Assessment Questionnaire For Merchants Using ServiceBox and Paysafe
This guide provides a step-by-step breakdown of the Self-Assessment Questionnaire A (SAQ A) for merchants. It is designed for businesses that outsource all payment processing to a PCI DSS–validated third-party provider (such as Paysafe) and do not electronically store, process, or transmit cardholder data.
1. Eligibility Confirmation
Card-Not-Present Transactions Only: Your business accepts only e-commerce or mail/telephone-order transactions.
Outsourced Payment Processing: All payment processing is handled by a PCI DSS–validated third-party provider (e.g., Paysafe).
Ensure you have the most recent Attestation of Compliance (AOC) from your provider.
No Electronic Cardholder Data Storage: You do not store, process, or transmit cardholder data on your systems or premises.
Any cardholder data retained must only exist in paper form (e.g., printed reports or receipts) and not be received electronically.
2. Gathering Required Information
Business Information:
- Legal business name
- DBA name (if applicable)
- Full business address
- Contact details
- The most recent Attestation of Compliance (AOC) from Paysafe
- Any additional compliance documentation verifying Paysafe’s PCI DSS status
- Up-to-date security policies and procedures related to PCI DSS requirements
- Confirmation that no cardholder data is stored or processed on internal systems
3. Complete Section 1 – Merchant Information
Merchant Name: Provide the legal name of your business.
DBA Name (if applicable): Enter the trade name if it differs from the legal name.
Business Address: Enter the full physical address.
Contact Person: List the name and role (e.g., CEO, Compliance Officer) of the individual responsible for PCI compliance.
Third-Party Provider: Specify Paysafe as your PCI DSS–compliant payment processor.
4. Section 1: Assessment Information
Company Name: Enter your legal business name.
DBA (Doing Business As): Provide the trade name if applicable.
Company Mailing Address: Include the full address (city, state, and country).
Company Website: Provide the URL.
Contact Name & Title: Enter the full name and title (e.g., CEO, Compliance Officer) of the responsible party.
Contact Phone & Email: Provide a valid phone number and email address.
5. Section 2: PCI DSS Scope Information
- E-Commerce: ✅ (Checked in PDF)
- Mail Order/Telephone Order: ❌ (Not applicable)
- Card-Present Transactions: ❌ (Not applicable)
Narrative: "Our business uses ServiceBox in conjunction with Paysafe. We do not store, process, or transmit cardholder data internally. All transactions are handled by a PCI DSS–validated third-party service provider."
Channel Entry: Enter “ServiceBox” where required.
Sample Text: "Our business uses ServiceBox software integrated with Paysafe’s hosted payment solution. Transactions are securely processed via a redirect to the Paysafe system, and no cardholder data is stored, processed, or transmitted within our environment."
Segmentation: Select “Yes” if ServiceBox restricts internal access to cardholder data processing to Paysafe.
Instructions: List all physical locations relevant to PCI DSS compliance. If transactions are exclusively online, note that no physical locations are in scope.
Question: “Does the merchant use any item identified on any PCI SSC Lists of Validated Products and Solutions?”
Answer: Yes
Details:- Payment Processor: Paysafe
- Payment Solution: Hosted Payment Page (iFrame/Redirect)
- Version Number: (If applicable)
- Compliance: Confirm that the Paysafe solution is listed on the PCI SSC's validated applications list, if applicable.
- Storing/processing/transmitting account data on behalf of the merchant? Answer: Yes
- Managing system components included in the PCI DSS scope? Answer: Yes
- Could impact the security of the CDE? Answer: No
Details:
- Primary Payment Processor: Paysafe
- Application: ServiceBox processes payments via the Paysafe API.
Requirement 2 (Secure Configurations): Status: ✅ In Place
Documentation should verify the removal of vendor default accounts and proper security configurations.
Requirement 3 (Protect Stored Account Data): Status: ✅ In Place (or Not Applicable if no data is stored)
Provide documentation or a policy confirming that cardholder data is neither stored nor electronically processed.
Requirement 6 (Vulnerability Management):
6.3.1 Vulnerability Identification: Status: ❌ Not Applicable (transactions are processed via Paysafe)
6.3.3 Protection Against Known Vulnerabilities: Status: ✅ In Place
Requirement 8 (Access Control):
- 8.2.1 Unique User Identification: Status: ✅ In Place
- 8.2.2 Restrictions on Shared/Generic IDs: Status: ✅ In Place
- 8.2.5 Revoking Access for Terminated Users: Status: ✅ In Place
Requirement 9 (Physical Access): Status: ❌ Not Applicable (no physical cardholder data storage)
Requirement 11 (Security Testing):
11.3.2.1 External Vulnerability Scans: Status: ❌ Not Applicable
11.6.1 Change/Tamper Detection: Status: ❌ Not Applicable
Requirement 12 (Information Security Policy):
Policy Maintenance and Third-Party Management: Status: ✅ In Place
Ensure you have documentation, written agreements, and annual reviews of Paysafe’s compliance.
- Only e-commerce transactions are processed.
- All cardholder data processing is outsourced to a PCI DSS–validated third party (Paysafe).
- No electronic storage, processing, or transmission of cardholder data occurs.
- There is no internal access to full Primary Account Numbers (PAN).
- No on-premises cardholder data environment exists.
6. PCI DSS Self-Assessment Questionnaire Responses
2.2.2 Vendor Default Accounts:
- Response: ✅ In Place
- Explanation: Default accounts on systems used to access ServiceBox are either removed or secured according to industry best practices.
- Response: ✅ In Place
- Explanation: A documented policy confirms that no cardholder data is stored electronically.
- Response: ✅ In Place
- Explanation: Policies are in place to minimize or eliminate the storage of cardholder data (e.g., printed receipts are secured).
- Response: ❌ Not Applicable
- Explanation: Since all transactions are processed through Paysafe’s PCI DSS–validated gateway, this requirement is not applicable.
- Response: ✅ In Place
- Explanation: Systems used to access ServiceBox are maintained with up-to-date security patches and vendor updates.
- Response: ✅ In Place
- Response: ✅ In Place
- Response: ✅ In Place
- Response: ❌ Not Applicable
- Response: ❌ Not Applicable
- Response: ❌ Not Applicable (until required after March 31, 2025)
- Response: ✅ In Place
- Explanation: Documentation, written agreements, and annual monitoring verify that Paysafe remains PCI DSS–compliant.
- Response: ✅ In Place
- Explanation: An incident response plan is documented and ready to guide actions in the event of a data breach.
7. Validation and Attestation
- SAQ A was completed following the provided instructions.
- All information accurately reflects the assessment results.
- PCI DSS controls will be maintained at all times.
- Merchant Executive Officer Name: (Enter full name)
- Title: (e.g., CEO, Owner, Compliance Officer)
- Date: (Enter in YYYY-MM-DD format)